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About our service
Finloo helps you get the money you need in the shortest possible time. We find loans to each client and monitor our database of verified lenders in real time to ensure you get your money in 99% of cases.
How long does it take to get a loan online?
On average 10-20 minutes.
What are the mandatory requirements for borrowers?
Philippine citizenship, valid mobile phone number and age of majority required. Additional requirements for borrowers depend on the size of the requested loan, as well as the financial policy pursued by a particular lender.
Can I get a loan if I have a bad credit history?
Yes, you can. As a rule, this requires in the application to honestly and in detail indicate when and why the loan was not repaid on time. It is quite possible to get a loan online with bad credit, but keep in mind that in this case it may be a minimum amount and for a short period of time. However, if you repay the loan on time, in the future you can count on more loyal lending conditions - low interest rates, long terms and large loan amounts. As a result, your credit history will improve and then you can count on long-term bank loans.
Can I borrow money in the evening or on the weekend?
Of course. Our service is available 24/7. To do this, simply have access to the Internet. However, the contracting process with a particular lender will depend on their work schedule, as well as whether incoming applications are processed there manually or automatically. Currently, many lenders offer online loans around the clock without an operator.
For what period can I take a loan?
Usually, creditors issue funds for a period of no more than 5 months, while interest is charged daily for the use of credit funds. This means that the shorter the loan term, the smaller the overpayment. Some institutions issue money for a longer period.
Can I take out more than one loan at the same time?
Yes, just contact different credit organizations.
How do I know if my loan application has been approved?
It depends on the processes of the particular lender. You will usually receive notifications via email or SMS. Also, if you have a personal account, the answers will be displayed there.